.apply-chat-fab{color:#fff;cursor:pointer;z-index:50;background:#2563eb;border:none;border-radius:50%;justify-content:center;align-items:center;width:52px;height:52px;transition:all .2s;display:flex;position:fixed;bottom:24px;right:24px;box-shadow:0 4px 20px #2563eb66}.apply-chat-fab:hover{transform:scale(1.08);box-shadow:0 6px 24px #2563eb80}.apply-chat-panel{z-index:60;background:#1a1b1e;border:1px solid #ffffff14;border-radius:16px;flex-direction:column;width:380px;height:520px;animation:.25s cubic-bezier(.4,0,.2,1) apply-slide-up;display:flex;position:fixed;bottom:24px;right:24px;overflow:hidden;box-shadow:0 16px 48px #0006}@keyframes apply-slide-up{0%{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}.apply-chat-header{border-bottom:1px solid #ffffff0f;justify-content:space-between;align-items:center;padding:14px 16px;display:flex}.apply-chat-header-info{align-items:center;gap:10px;display:flex}.apply-chat-header-icon{color:#60a5fa;background:#2563eb26;border-radius:10px;justify-content:center;align-items:center;width:34px;height:34px;display:flex}.apply-chat-header-icon.human{color:#38bdf8;background:#0ea5e926}.apply-chat-header-title{color:#fff;font-size:14px;font-weight:600}.apply-chat-header-sub{color:#fff6;font-size:11px}.apply-chat-close{color:#ffffff4d;cursor:pointer;background:0 0;border:none;padding:4px}.apply-chat-close:hover{color:#fff}.apply-chat-ai-banner{color:#fbbf24;background:#f59e0b14;border-bottom:1px solid #f59e0b26;justify-content:space-between;align-items:center;padding:8px 14px;font-size:12px;display:flex}.apply-chat-ai-banner button{color:#fbbf24;cursor:pointer;background:#ffffff0f;border:1px solid #f59e0b4d;border-radius:6px;padding:4px 10px;font-family:inherit;font-size:11px}.apply-chat-ai-banner button:hover{background:#f59e0b1a}.apply-chat-messages{flex:1;padding:14px;overflow-y:auto}.apply-chat-empty{text-align:center;color:#ffffff4d;padding:32px 20px;font-size:13px}.apply-chat-msg{margin-bottom:10px;display:flex}.apply-chat-msg.outgoing{flex-direction:row-reverse}.apply-chat-msg-sender{color:#ffffff4d;margin-bottom:3px;font-size:10px}.apply-chat-msg.outgoing .apply-chat-msg-sender{text-align:right}.apply-chat-msg-bubble{white-space:pre-wrap;border-radius:12px;max-width:80%;padding:10px 14px;font-size:14px;line-height:1.5}.apply-chat-msg-bubble.applicant{color:#fff;background:#2563eb;border-bottom-right-radius:4px}.apply-chat-msg-bubble.ai{color:#ffffffd9;background:#ffffff0f;border-bottom-left-radius:4px}.apply-chat-msg-bubble.lender{color:#ffffffd9;background:#0ea5e91f;border-bottom-left-radius:4px}.apply-chat-system{text-align:center;color:#fff6;background:#2563eb0f;border-radius:8px;margin:8px 0;padding:8px 16px;font-size:12px}.apply-chat-suggestions{flex-wrap:wrap;gap:6px;padding:8px 14px;display:flex}.apply-chat-suggestion{color:#fff9;cursor:pointer;background:#ffffff0a;border:1px solid #ffffff14;border-radius:16px;padding:5px 12px;font-family:inherit;font-size:12px}.apply-chat-suggestion:hover{color:#fff;background:#ffffff14}.apply-chat-input-wrap{border-top:1px solid #ffffff0f;padding:12px}.apply-chat-form{gap:8px;display:flex}.apply-chat-input{color:#f0f0f0;background:#ffffff0a;border:1.5px solid #ffffff14;border-radius:10px;outline:none;flex:1;padding:10px 14px;font-family:inherit;font-size:14px}.apply-chat-input:focus{border-color:#2563eb}.apply-chat-input::placeholder{color:#fff3}.apply-chat-send{cursor:pointer;color:#fff;background:#2563eb;border:none;border-radius:10px;flex-shrink:0;justify-content:center;align-items:center;width:42px;height:42px;transition:background .15s;display:flex}.apply-chat-send:hover{background:#1d4ed8}.apply-chat-send:disabled{opacity:.4;cursor:not-allowed}@media (max-width:575px){.apply-chat-panel{width:calc(100vw - 32px);bottom:16px;right:16px}}